Wednesday, June 4, 2014

Change

Hi there, 

It's been weeks and maybe months since I've touch my blog, I've been busy with my work and also on learning how to sketch =) 

But yea, feel like it's about time to upload some postings before this blog start to grows spider web. 

This few weeks has been fruitful to me, so many things that I'd love to share but I'm not sure where to begin with. Oh well one step at a time I guess.
Today I am gonna share about something that has really brought a big impact to my awareness recently; which is 'change'. 

Many of us has different perception when it comes to change, 
some perceive it as a chance to grow, 
some feels that change is unnecessary, some fear change so much that they just turn their backs and run away. 

Change for me is a scary thing, in my whole life especially ruing the early stage of my childhood; I had my life planned out by my parents. Where should I study, what should I study, what should I do in the future. Hence, during those times everything seemed to be ready made and I would just follow the instructions given to achieve the goal that they want me to and this brought up whole long habit of making plans for my life. 

Regardless big or small issues in my life, I would set a schedule for it and follow accordingly. And when things don't go well I tend to break down and start throwing tantrums all around *yep that's right* 
However, it doesn't stop there, I am even more particular in all the details of the plans to ensure everything runs perfectly accordingly. 

This caused to many troubles for me in the later days of my life because I do not have the ability to compromise and tolerate others and I've been very stubborn through out the whole time. Until recently that my perspective started to change. 

The reason I gave in is due to the overload amount of new things coming into my life, and at some point I had to compromise towards it. However, when I started accepting it, great things begun to happen. New possibilities opened up and suddenly I see so many possibilities in my life. 

In our lives, we often face discomfort whenever there is a need to change, but that is the fun part of life. Because if we are all given a blue print for our life and we know what to do next to achieve things that we are suppose to achieve. Wouldn't that be very dull and pointless to live anymore? 

Life is all about exploring and journeying to the unknown part of life. It might be scary not to know, but what is behind the unknown is always a surprise and it's often a good one. 

Take an example when someone gets a gift, there is always that moment of excitement when opening the present, because we want to know what's inside. But if we were to tell the person whats the content of the present then it will take away all the fun.

It's all about the process that's what matters the most. There might be good and bad experience while we face changes in our lives but in all these moments and feelings; we learn and we continue to grow. For me I felt that this is the most wonderful thing about life itself. Everyone has the key in their hands to choose what they want to do in their life's. The ability to journey into the unknown to see all the possibilities that could happen.

Change might be scary, might be a joyful; but I can surely say that it's an experience that is so precious that can't be bought. 

So embrace change, embrace the unknown... that's what we called 'life' 

Today is our BEST day~~ 
Cheers~~ 





Thursday, March 13, 2014

Financial management 101 - part 1

It's been quite awhile since I have posted something. So here's my new post =D

Today just wanted to drop by and share something practical and useful to all.

This just happen yesterday and I had some awareness that might be useful to others. Well topic is about money!! $$$$$

Yep MONEY.

Before hand, let me just throw a simple question to the readers out there. What is the best way to generate money?

Is it to save up all the money and not spend it ?
or
Put every single possible penny that you own to any investing related planning?
or
You just rather don't bother about these....

Just had a conversation with one of my friends recently, my friend mentioned about wanting to save up because she has been using up and over spending too much money lately. And wanting to sign up for those saving plans that exist in the global market.

Well don't get me wrong, I am certainly not against all these savings after all they are owned by prestigious banks and large financial organisations. Certainly the plans that they offer is good and will help generate profit overtime.

But that is just one of the ways to generate money, and its not even tackling the main root of the problem. So what is the main problem and the solution then?

The truth is the reason we often suffer from financial crisis is due to the lack of knowledge in managing our daily use of money. You can have tenths and twenties of saving plans or investment plans but with a bad skill in managing your own finance you will remain at the same state still.

So what is the best way to overcome such situations?
The answer is simple, find out your spending habit and pattern and CHANGE IT.

One of the killer in money spending is when we spend of petty stuff and we take no record is those stuff. It is because of the mind set of those are cheap and very affordable stuff so you just spend it without even thinking about it. How many times have you ever experience such thing before. Going in to a grocery shop where you just take the items of the shelf because it is so cheap and when you are going of cash out then only you realise the awfully high total cost of all the items that you've taken.

This is very common because we tend not to register in things that are rather minor and small in our lives. This applies to our spending nature as well.

Hence one of the way to know our spending habit is as such:
1. Get a note book
2. Record each and every spending that you did for a whole month long. (including those petty stuff)
3. After a month review it
4. Cut down those expenditure that is rather uneccesarily

These are one of the basic step to realise our spending habits. Will further elaborate of this topic on my next post.

Try this method out and don't hesitate to drop me any question on my comment section. I would be gladly answer any questions that you all have.

Today is our best day!!

Cheers~~